Budgetting Archives

Panduan Simpan Duit untuk Pelajar dan Graduan Baru di Malaysia – Tanpa Rasa Sengsara!

Pelajar dan graduan baru di Malaysia sering menghadapi cabaran kewangan seperti pendapatan tidak tetap dan kos hidup yang tinggi. Namun, menyimpan duit bukanlah mustahil. Dalam artikel ini, kami kongsikan panduan praktikal bagaimana anda boleh membina tabungan secara konsisten — tanpa perlu rasa sengsara atau terlalu berkompromi pada gaya hidup . Dapatkan 10 tips mudah untuk simpan duit dengan berkesan dan persiapkan diri untuk masa depan yang lebih stabil!

Comments Off

July 8, 2025

What's Up?

Nak Kurangkan Hutang Kad Kredit? Ini Cara Realistik untuk Rakyat Malaysia Yang Berpendapatan Sederhana

Emergency savings doesn’t have to feel complicated or overwhelming. With just a coin box, a simple tracker, and a little consistency, anyone can start building a safety net — even from the comfort of home. In this cozy Malaysian scene, saving becomes a daily habit, not a burden. One coin at a time, one step closer to peace of mind.

Comments Off

July 8, 2025

Personal Finance & Budgeting Playbook

How Malaysians Can Plan for a House, Retirement, and Even Hajj

Every Malaysian dream begins with a plan — whether it’s owning a home, retiring with dignity, or stepping foot in the Holy Land. With the right mindset and simple financial steps, these dreams are not far away. This image reflects that journey: one couple, three goals, and a future built on intention.

Comments Off

July 2, 2025

Uncategorized

Hibah Fails: The RM1 Million Lesson from a Takaful Court Drama

If you think your hibah is safe just because you signed a form—think again. Recently, a high-profile court drama shook Malaysians on social media: a mother-in-law took her late daughter-in-law…

Comments Off

July 2, 2025

Hidayah Taufis

Hidayah Taufis is the founder of HT Group Consultant and the author of The Escape Playbook. With over 20 years of experience in business consulting and communication, she helps individuals and business owners achieve financial clarity and protection through practical strategies. Her passion lies in making financial literacy simple, relatable, and actionable. Through her writing, workshops, and advisory work, she empowers others to build stronger financial foundations and take confident steps toward lasting financial freedom.